This is a story about a girl named Francine. Francine is 21, and just got a new phone. Her friend recommend an app that would change her life forever.  

Francine started to download "Bet365". If you don't know what that is, it's a gambling app. So, she started playing, and grabbed her money.

A few weeks went by, and Francine noticed her rent bills were piling up. She thought her roommate could pay those?

Francine called her roommate in, and started panicking about all of the bills. Her roommate found out that she had been gambling, and decided to leave Francine, and get a new roommate. 

Now Francine had no roommate, no job, no money, and bills piling. She decided to delete her gambling app, and restart. 

Francine went to a job interview for a desk job. It was very low pay, but Francine got what she could get at the time. 

Francine then bought a house in a village close to her parents. She decided to save her money, and invest. 

Two years later, Francine decided she had a lot of money saved up, and downloaded "Bet360" again. She didn't think anything bad would happen because of her changed habits.