The best way to avoid the void of debt is to understand the relationship between the risk and return on all investments. Through understanding this trade off in economic transactions then you can fully be aware enough to make smart as well as safe decisions. Also, at the end of the day the most important thing should be the people around you, not the objects or the money. You can not buy happiness and through that realization everyone in the small village became content with the lives they all live. The end.