It all started out one sunny day in the town of Muxfeldt.

Her name is Carlie. She's about 22 years old and owns her own small apartment. She's currently in school but working part-time as a waitress.

1/100 chance

One day, she went to the gas station to get a Snickers because you're not you when you're hungry. While she was in the store, she spotted some lotto scratch offs!

4 stars = $100,000,000 ect!

Scratch to win!

So she bought a couple of lottery tickets and a Snickers. She scratched the cool looking one first. Nothing besides a couple dollars that could buy her another Snickers bar. But she doesn't want to get fat. So she threw it away.

She started on the other one. 4 stars = $100,000,000,000,000,000,000.

WINNER WINNER CHICKEN DINNER

She started to scratch with a penny. 1 star, 2 star, 3 star, a circle, a square, a rectangle, a triangular prism, a octagon, a hexagon, a oval, a pentagon, a cylinder, a diamond, a parallelogram, a trapezoid, and 4 stars!

She couldn't believe it!

She went and she quit her job and got rid of her apartment quicker than you could blink! She had a Kardashian like house, got a Lamborghini, Ferrari, Channel, IPhone 4000 (even though there's no such thing), 10 Coach purses, Gucci clothing, and everything from Sephora. She quit her job and dropped out of college because she thought that she had enough money to become a reality show tv star! She was a brand new person!

This lasted about two months. The money quickly ran out. But to avoid this, Carlie was very smart. Before she bought everything she ACTUALLY went through a Decision process for everything she bought.

Values

What is important to your family

Peers

People you know

Pressure for positive or negative behaviors

Habits

You are accustomed to doing it this way

Feelings

If you don’t make a certain decision

If you do make a certain decision

Family

Other decisions your family has made

Your family’s preference

Risks and Consequences

What ( or how much ) you stand to win

What (or how much ) you stand to lose

Age

Are you a minor or adult?

Decisions...

Decisions...

Spontaneity

Instant Choice not giving any consideration

Compliance

You’re not making the decision

Procrastination

Putting things off to last minute

Agonizing

Too difficult and overwhelming

Intention

Choosing something that's going to be satisfying to you

Desire

Choosing the option with the best result despite the consequences

Avoidance

Option with least amount of risk

Security

Most success with the least risk

Synthesis

You know you’re to succeed

Intention

Choosing something

Common decision-making strategies

Economic Influences Influencing Strategies

Consumer Prices

Inflation(a general increase in prices and fall in the purchasing value of money.)

Consumer Spending

Demand on how many people want the product

Gross Domestic Product

Total value of goods and services produced within country

Housing Starts

The number of new homes being built

Stock Market Index

Indicates general trends in the value of U.S stocks

Unemployment

The number of people without employment who are willing to work

Interest Rates

The cost of borrowing money

Money Supply

How much money is actually available for spending